August 18, 2007

Married students getting more aid?

Posted in Student Loan News at 10:47 AM by Joe From Boston

If you’re planning on getting married, and you’re attending college,  read this article from the Salt Lake Tribune!!  It could save you a lot of money.

Married students might get more aid

By Sheena McFarland

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if(requestedWidth > 0){ document.getElementById(‘articleViewerGroup’).style.width = requestedWidth + “px”; document.getElementById(‘articleViewerGroup’).style.margin = “0px 0px 10px 10px”; } College students who plan to marry in the coming year might want to hold off on filing their applications for federal student aid.

Students can establish their financial independence through several means, and getting married is one of them. If students are independent, they don’t have to include their parents’ income on their Free Application for Federal Student Aid (FAFSA) forms, which may allow them to qualify for increased grants and Subsidized Stafford loans.
However, in some cases, students benefit more if they claim their parents’ income, especially if the income levels are on the low end and the parents have several dependents or children in college, said John Curl, financial aid director at the University of Utah.

It’s important to know which will be more beneficial because marital status cannot be altered later on a form.
“If you file your FAFSA as single and then get married the next day, you’ll be considered single for the entire next year,” Curl said.

David Feitz, executive director of the Utah Higher Education Assistance Authority, recognizes that the situation is different for each student.

He recommends using the Expected Family Contribution Calculator found at to find out what status would benefit students most.

“So much relates to individual circumstances and the timing of it,” he said.
Curl also cautions students to do what is most financially prudent.

“If tuition is due in September, but you’re not getting married for three more months, it may be better to file as single, get the money and then file as independent the next year,” he said.



  1. Students Loan Me Orange Cat | General said,

    […] Married students getting more aid? | Student Loan Info for … – Aug 18, 2007 · Hello, my wife is in a fast track nursing program. She was paying her college bills but now the economy is tough and we need to get a student loan…. […]

  2. Why viewers still make use of to read news papers when in this technological globe the whole thing is existing on net?

  3. payday loan said,

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  4. Ivy said,

    Ahaa, its good discussion about this paragraph here at this blog,
    I have read all that, so at this time me also commenting here.

  5. Sandra said,

    I live with my parents now, and have been claimed by them up til now. I will be doing my FAFSA as normal by February (my dad does them really early) and in June I will be getting married. Should I just wait til the next year to file my FAFSA as an independent student?

  6. stephanie said,

    i will be marring my fiance in december of this year. he is in the army how will this affect my financial aid.

  7. Achee Ann said,

    Hello all! My boyfriend and I have been talking about getting married for almost a year and we have put it on hold because I thought we would lose our finacial aid for college. Does getting married only help with loans, or will we be able to keep our finacial aid we’re already recieving?

    • ashley said,

      I was wondering the same thing. My boyfriend and I live together but, are not married. We have been talking about it for forever but we are terrified that I will lose all of my financial assistance. Since I have no job and my son and he is the only one working. We could never afford to pay it on our own. I would love to hear if there is anything to help with that.

      • Kaitlyn said,

        I’m currently wondering the same thing. I am in college and so is my boyfriend. we’ve been together for 2 years now and i’m afraid that if i get married my financial aid will drop. I currently claim my parents and if i’m independent, will i not be able to claim them anymore eventhough i still live with them?

  8. Mark said,

    This is actually a good news that married students can get additional help in educational loans, Consolidate Student Loans

  9. Tunisha said,

    i plan on getting married soon. Im in college but my boyfirend is in jail. Will that mess up my financial aid?

  10. Howard said,

    Hello, my wife is in a fast track nursing program. She was paying her college bills but now the economy is tough and we need to get a student loan. We have no idea how to start it and if we even have a chance of getting one. She is not really working any more due to the economy and the fact that she needs all her time to study. I am working though and make $26 an hour. Our credit is ok but not perfect. Where do we go to get a loan. She is in National University in Henderson Nevada and just started the nursing program. She has already finished a year or more in the pre-rec’s. and now is in the actual nursing program. Is it too late to get a loan now that she is already in the program? Thank you for you time and I hope you can help us.

    • Amber said,

      I plan on attending nursing school in San Diego as well. Let me know if you get any information as the program at National is $40,000. I am taking prereqs there now. My husband and I were wondering the same thing.

  11. If you’re already married, it will affect your FAFSA regardless who you’re married to. As an active duty member of the military, your spouse will also be considered independent, regardless of whether you’re married.

    Now, you’ll have to report your and your spouses income on your FAFSA, including military living allowances. I HIGHLY recommend you download and read the free FAFSA Guide eBook from the Student Loan Network. The link is:

    It’s a very helpful guide to the FAFSA that goes through every question and breaks it down for you.

    Now, an important question – are you married now, or are you getting married later this year? FAFSA data is supposed to be accurate as of NOW. So if you’re getting married in July, you have to list yourself as a dependent, include your parent’s data, get less aid now, and file an amendment in July. You’ll receive less financial aid.

    Would you consider having a civil ceremony at town hall now, get that marriage certificate signed, and have the marriage party and reception later? Sure, it’s not as glamorous, but it’s been growing in popularity with military families over the past 4 or 5 years, and it will get you more money in financial aid. Just a thought.

    Good luck to the both of you!

  12. Becca said,

    ok but the man I’m marrying will be 18 also…he’s going into the air force so I’m not really sure if that will affect my FASFA at all…do you think I’ll get money from the government with him being enlisted?

  13. HI Becca,

    You will qualify for more aid because you’re married – being married qualifies you as an Independent Student, meaning your parent’s finances won’t be used to calculate your Expected Family Contribution. You’ll thus qualify for more Federal financial aid.

    Also, do a lot of research on scholarships -they’re your best source of funding as you don’t have to pay the money back!

  14. Becca said,

    HI. I’m planning on getting married this year. I’ll have just graduated from high school and will be 18. Does anyone know of any more money that i can get for getting married at 18?

  15. Hi Beth,

    What you see here is all I have, sorry! Though if you google around I’m sure you’ll find what you’re looking for.

  16. beth said,

    can you send some articles reharding on married students please beacause i will use it for our research study

  17. jeni said,

    If your planning on married first you should ready to face so many financial problems

  18. […] Original post by moniqueleonard […]

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