September 14, 2007

The FAFSA Form is Not The Enemy

Posted in FAFSA at 8:28 AM by Joe From Boston

According to a recent New York Times article, one in 5 students eligible for a Federal Student Loan passes it up to get a Private Loan (paid subscription may be needed to view the entire article).

Now, that article speculates on why this is happening.  I’m going to ignore their article, and discuss why I, personally, believe it’s happening.   And really, it all boils down to one over-arching category:

Students don’t want to fill out the FAFSA.

I mean, look at it from an 18-year-old’s point of view.  They have probably never done their own taxes.  Now on  this form they’re being asked about net and gross income.  It’s also very lengthy – and just as painful as doing taxes.

And let’s face it – your average 18 year old is rather lazy.  I was.  My husband was.  Most of our friends were.  When faced with a very scary form that affects our future, but that we totally do NOT understand – well, I suppose it’s fight or flight instinct at that point.

Perhaps I’m over-simplifying matters, but look at the millions of dollars in scholarship money that goes unclaimed each year because students don’t apply.



  1. muthumbi said,

    After learning about the FAFSA financial aid program and realizing just how helpful it can be for your future, you need to go for it. At least there must be a way to take you to the actual process. You do this by filling up a FAFSA (Free Application for Federal Student Aid) form that requires you to fill in all important and detailed information supposed to determine your eligibility for financial aid.

    Edited by administrator to remove advertisement

  2. […] Original post by moniqueleonard […]

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